Are you planning to churn out a risk response plan with a comprehensive insurance policy? Here are a few important points that would help you understand why choosing a liability insurance cover is so beneficial. Take a look and live our life to the fullest by buying a 360 degree cover for your finances.

general liability insurance quote
Liability insurance might sound a little new to many investors. In fact, people are still in two minds about whether they need it or not. The answer is always in positive. A general liability insuarnce is a comprehensive financial cover for every car or two-wheeler owner. On and off road, there are thousands of  potential risks that could make your personal finances upside down. In order to pay third party damage or compensate third loss due to death or bodily injuries, this plan is of great help.

Here's You find All About Liability Insurance-

Key Highlights-
  • Support Round The Clock: To safeguard your finances during emergencies, you need a dedicated support team that helps claim benefits on time. This insurance plan helps reap benefits at the right time and all you need to do is to talk the experts and find a solution provider that helps an insured at anytime.
  • Helps Save Time: With the advent and rising popularity of digital platforms, every buyer now saves time by doing a research online, comparing plans and paying the premiums on time online. It simply saves time and cuts the lengthy process short.
  • Own A Policy Instant: The time gap between buying a cover and the time for a valid coverage starts at a time if one buys a plan online. Moreover, a buyer can always own a policy within a wink this way.
Features-
A comprehensive business liability insurance offers two types of covers. One is for meeting third party liability and the second one is for the owner-driver personal cover.

This plan covers losses both in terms of death and damage to property of a third party that involves a vehicle insured. Any bodily injury or third party injury, death or damage to third party vehicles- every small risk is covered with a  plan for liability management.

There is another cover available to owners or drivers of a vehicle that is covered with a general liability insurance. It offers a mandatory cover of INR 2 Lakhs for the owner-driver in case the vehicle is privately owned. In case of a business vehicle, the cover of INR 1 Lakh that covers death due to accidents or any permanent disability.

Exclusions-
Any claim that arises out of any contractual liability is not covered under this plan. Death or bodily injuries due to or in course of employment, is not cover under this plan either. Any person who dies or sustain injuries while dealing in nuclear weapons can't claim any benefit from this plan.

The Bottom Line-
In order to get the best liability insurance policy, all you need to do is to compare general liability insurance quotes and choose one that best suits your pocket. Moreover, there are many brands that offer this type of insurance these days. This is why you get a plan of this type at competitive rates. And there's another side to the coin- due to the skyrocketed competitions the coverage has become more comprehensive, cost-effective and on time.

Do a research online today and stay covered all the time. With a liability cover plan, you can now simply drive your life with complete peace of mind.

About The Author:
Sahil Doshi is a finance writer and has been writing on topics related to Insurance, that help buyers to choose better policy for them. He offers original case studies, stats and solutions through his writings. In this article he focuses on benefits of a liability insurance policy. For details visit: www.hdfcergo.com/commercial-insurance/CGL.html.

IIT JEE Preparation can be difficult, considering the vast syllabus and tricky problems. It consumes approximately one’s entire day to prepare for this highly competitive exam. Despite giving so much, some aspirants fail to perform as per their expectation in the test. What could be the reason?


The real reason could be either lack of sleep, poor time management practice, poorly drafted study plan or any other reason. While you prepare day and night for this exam, it is very important to pay attention to certain don’ts while studying for JEE.

Here We List Down Certain Points That Every Engineering Aspirant Must Avoid While Preparing For IIT JEE 2015-

Don’t Stay Up at Night:
At least 8 hours of sleep is necessary to stay fit, fresh and focused. An appropriate amount of sleep helps your mind function properly and grasp anything that you learn during the entire day. Research shows that a fresh and active candidate covers entire syllabus as compared to sleep deprived aspirants.

Don’t be Over Ambitious:
Generally during the initial days of the JEE Preparation, most students create a study plan for 10-12 hours of the day. Before you create a study plan, don’t forget to be practical i.e. think about how many hours you’ll actually study. Make plans you will seriously follow and not one that go into dustbin after a few days of trail.

Don’t Just Cram:
This is what most candidates do while preparing for Joint Entrance Examination. Ideally, this is not the best practice. Since when we just mug up, the chances of forgetting things increase. Make short summary notes, formula sheets and tables to remember important points better. Short notes are always a good studying tool especially a few days before the exam.

Don’t be Unstructured:
Before you start preparation, always make a JEE study plan. Planned things always fetch traceable and desired results. The more disorganized you are, the more confused you’ll get while preparing. Hence, make a plan and follow it religiously to complete your syllabus on time.

Don’t Get Lost in World of Books:
It is very important when it comes to planning and preparing for JEE. Always remember, there is also a world outside JEE. Try to take study break and freshen up your mind. When you go for a movie or hangout with friends, do not ever discuss about studies or books.

Don’t Panic:
Generally, candidates panic a few days before the exam and ruin their days. Stop panicking. You have studied all that you could and what was in your capacity. There is no point in getting worried during the exam. Stay calm and revise as much as you can for better result.

Conclusion:
Nobody can actually tell you what to study and how to study. You are the best person to decide that. But the above points could help streamline your exam preparation and score well in IIT JEE 2015 test.

All the best!

About The Author:
Rohan is an evangelist at Plancess, he works closely with the team of in-house IITians. His interaction with numerous JEE aspirants gives him a good understanding of the challenges faced by them. He contributes to the JEE Tips & IITian Life sections, on the JEE Mag, to bring you study strategies, JEE tips and motivational stories of IITians!

In a couple of years, many people have struggled traveling to India to enjoy their holiday especially those who do not have information on what they should expect when visiting to this amazing country. Through this, many have had problems when traveling to this beautiful country during their holiday.

Here are the 5 tips for those Who are Planning to Visit India for the First Time:

1. Know the Weather Conditions of India-
Before traveling to India for the first time, you must do your research on the internet on the weather conditions before making a decision of the place where you would like to visit during your tour. Depending on the expected weather conditions in India, you should make that informed choice of the places to visit and depending on the weather conditions that you can adapt to once you get there. You should never visit India for the first time if you do not know the weather conditions of what you need to expect.

2. You Should have an Idea on Cost of Vacation-
You need to make a plan of the amount of money that you will spend once you get to India. How do you do this? You need to ensure that you research on the Indian market on cost of living before you make your choice of the place where you would like to visit. Through the process, you will find ideas of the amount of money that you need to enable to visit the country during your holiday. You should never visit India when you have no information about the amount of money that you will spend when you get there.

3. Know The Tourists Attractions That You Would Like to Visit-
It is a good idea to select the tourist's attractions that you would like to visit in advance to know the amount of money that you will spend once you get there. In the process, you will find ways of making adjustments depending on your budget to meet the amount of money that you have. By the end, this should help you to operate within your budget when you are visiting the amazing country of India.

4. Book Hotel in Advance-
Most of the people sometimes make mistakes of not booking hotels in India and waiting until the prices shoot up before booking a hotel. You should always remember to book your hotel in advance to enable you to get the best deals that exists within the market. Through this, you will save on the amount of money that you should spend in this process.

5. Use the Services of Tour Agents Within the Indian Market-
You need to use the services of tour guides within the Indian Market if you do not have an idea on what you can do when traveling to India for the first time. Through their help, they will always enable you to get the best when looking for the ways to reduce the cost and at the same time you will be having the best times within India.

Before you travel to India, apart from implementing the above tips you need to ensure that you should have an Indian visa to enable you to enjoy what the country offers to the whole world.

About The Author:
Ruby Andrew, an avid reader and blogger and author by profession lives in Bristol, UK. Since her early years she’s had a passion for writing. As a writer, she could pen down on any topic that come across. Her areas of interest are Travelling, Fashion, and Lifestyle. She works as a guest blogger for different sites and currently writes on behalf of Indian visa.